HEALTH INSURANCE: Sharp rise in costs causes premiums to rise in 2023
After four years of stability, health insurance premiums will increase again in 2023. The average premium will reach 334.70 francs, a 6.6 percent increase from 2022. Since 2018, the increase has averaged 1.5 percent, compared with 3.8 percent in the previous five-year period (2013-2018). The significant increase in the average premium in 2023 was mainly due to the COVID19 pandemic, which had a major impact on the health care system, and a catch-up effect. In 2021, costs increased by 4.5 percent and the trend continued during the first half of 2022. Health care cost containment remains a priority for the Federal Council.
In 2023, the average monthly premium will amount to 334.70 francs, an increase of 6.6 percent over 2022. The average premium of adults (397.20 francs) and that of young adults (279.90 francs) will rise by 6.6 percent and 6.3 percent, respectively, compared with this year. That of minors will increase by 5.5 percent to 105 francs. Health insurance premiums reflect health care costs. After four years of relatively stable premiums, a major increase is heralded for 2023 mainly due to the COVID-19 pandemic, which had a major impact on the health care system. The pandemic generated direct costs, such as those due to the treatment of hospitalized patients or vaccination, but also indirect costs, resulting for example from the postponement of medical interventions (catch-up effect), which increased significantly from the second half of 2021. In addition, healthcare costs continued to rise during the first half of 2022... (Continued statement here...)
