CMO Online Sick Fund supports the insured in order to obtain the best insurance coverage and optimize health care costs through in-depth analysis of health care costs and by offering support services.
Through a questionnaire CMO will do a detailed analysis of your health care expenses we will see the performance of your current coverages compared to other companies chosen by us. By comparing their prices, performance and company policies, we will find the best solution for you and your family.
Through a detailed analysis of your health care expenses we will see the performance of your current coverage compared to other companies we have chosen. By comparing their prices, performance and company policies, we will find the best solution for you and your family
Is your health insurance not reimbursing you as much as you expected? By subscribing to CMO Online Health Insurance Fund you will receive maximum reimbursements. CMO offers you 3 levels of subscriptions where, through comprehensive assistance, bill sorting management and even extra reimbursements, you will further save money and administrative burden.
Our portal will become your reference. Send us your bills, and we will take care of sorting and forwarding them to the appropriate department of your health insurance company
CMO will follow the company-managed process for you and intervene in case of errors.
CMO reimburses you 50% for what is not reimbursed by your health insurance company. Maximum annual reimbursement from 3,050 Sfr. Learn more by clicking below
Your personal counselor will be with you at all times and follow up on your requests in order to ensure that you receive the maximum possible reimbursement
In case you opened the case as CMO advised and despite that the reimbursement does not match what you expected, CMO will reimburse you the difference
Correctly declaring a case is often not enough to avoid errors. With FRIEND, the process is followed from start to finish
Have you ever come across errors in reimbursement calculations? We will check it for you
Errors in the contract, change of deductible or address, incorrect reimbursements? We take immediate action to correct health insurance errors
No rejection by the company
24/7 Portal
Incorrect opening of claims is one of the causes of non-reimbursement. Knowing whether the therapist or gym is recognized by your health insurance company are just a few examples.
Every year the base rates change. CMO will contact you to find the most economical solution every time
No more waste from health insurance companies
Our experts know a lot about the market and your coverage.
